You can use the ExpertRating website as well as the products/services it offers, but all this is subject to certain Terms and Conditions as mentioned below:

User Information

The personal information (name, e-mail ID, address, contact number, etc.) collected by ExpertRating is kept confidential. We use your personal information for your registration, purchase of our products/services, and other service related issues. We do not and shall not share your personal information with outside parties. There shall not be any misuse of your personal information. We shall not use your personal information for marketing or commercial purpose. Neither shall we sell your name, contact number, address, e-mail ID, or any other personal information to any individual or company. However, in case of any legal or governmental enquiry, we may disclose your personal information to the government or any other legal authority as per the law. We presume that the information you are providing us is true and correct. Under no circumstances can you hold us accountable for any discrepancies emanating from the wrong information provided to us by you, either intentionally or inadvertently.

Data Security

Your personal information is kept strictly confidential through a well organized security system, which allows access to critical information to the company's security team members only. This team consists of experienced engineers and staff who are under stringent confidentiality requirements. The security system is backed by the latest technology and ensures that your personal information is fully protected. Your ExpertRating profile, which is available to you in your login area is protected through a password. You are advised to keep this password confidential and to ensure that you close the browser window after logging out from ExpertRating, especially if you are using a shared computer. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. Therefore, while we do our utmost to protect your personal information, ExpertRating cannot ensure or warrant the security of any information you transmit to us and you do so at your own risk. Once we receive your transmission, we make the best efforts to ensure the security of your information on our systems.

Technical Information

As far as technical information is concerned, we collect the IP address, domain source, browser types etc. We use this information to keep tabs on the visitors’ interests, website’s performance, and usage trends. This helps us provide you a more personalized browsing experience.

Maintenance Interludes

ExpertRating keeps its website accessible and operational (via World Wide Web) to all its Affiliates 24 X 7 all round the year except for scheduled maintenance interlude. However, any such maintenance interludes shall be notified to all the Users well in advance.

Breach of Security

We provide you with a personal User ID and password. Only you are authorized to use your account, therefore it’s your duty to maintain the confidentiality and security of your account. Whatever happens under your account shall be construed to be done by you. Therefore, in case of any breach of security or unauthorized use of your account, you shall immediately inform us. Besides, we shall not be held accountable if any hoax entity, a fraud person, or a prankster deceitfully poses as you and provides us with your personal information, right or wrong, without your consent.

Copyright

We have the copyright for all the website content (viz. Certification Tests, Creativity Tests, Tutorials, Practice Tests, Quizzes, Captions, and Tag Lines) as well as for other characters (viz. Graphics, Images, Animations, Logos, Icons, and Links). Therefore, copying, reproducing, publishing, tilting, transmitting, circulating, displaying, selling, distorting, or misusing the whole or a part of the content, or other characters without our prior written permission shall be construed as an illegal punishable offence.

Trademarks

All the ExpertRating Trademarks, Logos, Service Marks, Trade Names, Product Names, Service Names, etc., are our exclusive property and we have the license to use the same. Furthermore, ExpertRating has the requisite permission as well as the license for using (if any used) the Trademarks, Logos, Service Marks, Trade Names, Product Names, Service Names, etc., of other companies and owners. Therefore, copying, reproducing, publishing, tilting, transmitting, circulating, displaying, selling, distorting, or misusing the whole or a part of any of these without our prior written permission shall be construed as an illegal punishable offence.

Content Authenticity

The Tests, Courses, or any other type of content provided on the website has been created, checked, and reviewed by a team of experts; however the website does not take any responsibility for any errors and discrepancies therein. The whole or a part of content can have some inadvertent errors in the form of technical mistakes, miscalculations, misquotes, misrepresentation, typographical slip-ups, or other factual anomalies. We shall not be liable for any minor or major, direct or indirect, incidental, special, or consequential damages that may arise from your use, inappropriate use, or misuse of the information, or products/services presented by our website.

Non-commercial Use

The products/services that ExpertRating offers for FREE can be used only for non-commercial purpose subject to the terms and conditions as mentioned herein. The non-commercial usage connotes using the FREE products/services or derivative works for general browsing, studying, researching, or personal testing. There shall be no commercial use of the FREE products/services or derivative works. The commercial usage connotes using the FREE products/services, or derivative works for employee testing, pre-employment testing, imparting training, business operations, licensing, copying, reproducing, leasing, distributing, or selling purpose.

Selling Rights

We have the exclusive right and authority to sell or not sell all or any of our products/services to any individual, corporate group, or any other big or small organization. We also have the right and authority to debar any individual, corporate group, or any other big or small organization from using all or any of our products/services. Furthermore, we have the exclusive right and authority to formulate different business contracts and agreements for different customers/clients.

Availability & Viability

ExpertRating provides a wide range of products and services as mentioned in the website; however, there can be instances when all or any of these products/services are temporarily or permanently unavailable. Therefore, we shall not be liable for any minor or major, direct or indirect, incidental, special, or consequential damages that may arise from your decisions or actions based on the information on the website. Besides, we have the exclusive right to change, modify, amend, or revise all or any of our products/services temporarily or permanently with or without giving any notice.

Results

ExpertRating shall be the exclusive owner of the results and assessments of the various tests and quizzes. These results and assessments are compiled by a team of experts and shall be final. No one shall have any right whatsoever to challenge our results and assessments.

Special Admonitions for International Use

Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from India or the country in which you reside.

Links and Advertisements

We do not take any responsibility for the websites that have a link on our website. You are advised to cautiously validate the information given on such websites and vigilantly evaluate their respective private policies and other terms and conditions. We shall not be liable for any repercussions arising from your visiting these websites or dealing with the parties that own them. Furthermore, we do not take any responsibility for the advertisements displayed on our websites. Therefore, we shall not be liable for any repercussions arising from your decisions based on the information given in such advertisements or your dealings with the advertisers. You are advised to cautiously validate the information given by such advertisers.

Customer Support

Any enquiries or queries regarding our website or products/services can be sent to us through the Contact Form.

Modes of Payment

We accept payments (for our products/services) via credit card, PayPal, online check, or other modes that we may acknowledge from time to time. We do not misuse the information you provide us for transactional purposes.

Dispatch of Certificates

The candidates who have passed their respective tests are sent the ExpertRating Certificates via registered air mail. The candidates have to pay the requisite fee (as mentioned on the website) for the certificates. The certificates are sent at the addresses the candidates provide us while registering for the test. The certificates reach the candidates usually within three months of their passing the test. However, we shall not be liable for any postal delays and non-delivery or non-receipt of the certificates due to the reasons beyond our control.

Refunds

Refunds will be given at the sole discretion of the Company Management. However, we address all the queries regarding any discrepancy in our services. You can direct all such queries to ExpertRating via our Contact Form.

Withdrawing from the Association

In case either party wants to withdraw from the association with the other one, both the parties shall pay the overdue payments (if any) and fulfill the other pending commitments (if any).

Compensation

In case ExpertRating or the other party becomes liable to pay any compensation with regard to any infringement of the terms and conditions, contract, warranty, etc., the compensation shall not exceed an amount that is overdue.

Termination of Services

We presume that the information the User is providing us is true and correct. In case, we detect any discrepancies in the information provided to us, we shall immediately terminate the User’s subscription to our services

Merger and Collaboration

We are free to take any decisions as per our business requirements. In case our company has a merger or collaboration with any other company or companies, there can be certain changes in our terms and conditions. We shall endeavor to inform all our registered users about any such changes. However, you are advised to keep reviewing the terms and conditions from time to time.

Disclaimer of Warranties

The website content is provided "as is," and “as available,” without any guarantees or warranties, either express or implied. We do not make any warranty that the services we offer will be accurate, reliable, viable, suitable, continuous, frequent, repetitive, timely, secure, or definite. We do not compel, excite, or request you to use our services. We leave all the decisions regarding using or not using our services to your discretion. We shall not be liable for any minor or major, direct or indirect, incidental, special, or consequential damages that may arise from your use, inappropriate use, or misuse of the information or services presented by our website. We have the copyright for the website content as well as for the other characters therein. Therefore, copying or reproducing all or a part of it without our prior written permission shall be construed as a serious punishable offence. There can be some inadvertent errors on the website in the form of technical mistakes, theoretical faults, factual bloopers, miscalculations, misquotes, or typographical slip-ups. You are advised to corroborate the facts by directly contacting the company. We shall not be liable for any consequences arising as a result of any or all of such errors.

Policy Modifications

ExpertRating has the exclusive right to change, modify, amend, or revise all or any part of its current terms and conditions, temporarily or permanently. The changes made shall come into effect immediately. The link to the revised terms and conditions will be clearly notified on the Home Page of the website. The Users must ensure that they frequently review the terms and conditions, as their using the website or/and other products/services shall imply that they have read, understood, and accepted the terms and conditions applicable at the time of their usage. If the Users have any queries, doubts, or confusions with regard to the revised terms and conditions, they may contact us through the Contact Form. However, if the change in terms and conditions leads to the User’s terminating its association with ExpertRating, the User shall pay the overdue (if any) and fulfill other pending commitments (if any).

Breach of Conduct

If you do not adhere to ExpertRating directives, guidelines, and suggestions, as stated herein, we have every right to seal your account and discontinue providing all or any of our products/services (whether current or future) to you. We may also initiate legal proceedings against you.

Acceptance

Your browsing the website or/and using the products/services it provides implies that you have read, understood, and accepted all the terms and conditions as stated herein.

Governing Law

This website is controlled by the Company from its offices in India. All the matters, issues, or conflicts relating to the use of this website shall be governed by and construed in accordance with the laws of Chandigarh, India. Your browsing the website or/and purchasing/using the products/services it provides implies that you have read, understood, and agreed that any legal action or proceedings arising out of the ExpertRating Terms and Conditions shall be brought in the courts, tribunals, or forums in Chandigarh, India. Therefore, you irrevocably submit yourself to the jurisdiction of such courts, tribunals, and forums.